Burglary Insurance

About Burglary Insurance

Burglary insurance is a kind of insurance policy which provides insured person financial compensation for any loss or damage done to his home, office or shop and valuable items stored there due to burglary or house breaking. For business owners, this policy provides coverage for property contained in their business premises, stocks owned by them or held in trust and/or commission.

  • Business premises policy.
  • Private dwelling policy.
  • All risk policy.
  • Jewellery and valuable policy.
  • Money in transit policy.
  • The policy can be extended to cover strike, riot, malicious damage and theft.

Burglary Insurance Covers

  • Burglary and/or housebreaking policy provides coverage for property contained in your premises, stocks or goods owned by you or held in trust and/or commission.
  • It also provides coverage for valuables, cash, securities which are kept in a locked safe or cash box placed in locked steel cupboard on a specific request.
  • This policy covers the insured personís property against loss or damage done by burglary or house breaking. It also covers damage done to premises by burglars during burglary or attempts at burglary.
  • The policy pays actual loss or damage to a personís insured property caused by burglary or house breaking subject to the limit of sum insured. If the sum insured is not adequate, it pays only proportionate loss.